I received a Summons and Complaint
Do not ignore court papers. Washington LawHelp has a current guide to responding to a debt-collection lawsuit.
Washington LawHelp: Respond to a debt collection lawsuit ↗Get help
If you found this because you’re dealing with debt, start here.
This project is not a legal service. You do not have to understand the whole system before asking for qualified help.
My paycheck or bank account is being garnished
Some wages, benefits, funds, and property may be exempt. Washington LawHelp explains the process and Washington Courts publishes official forms.
Washington LawHelp: Avoid or stop garnishment ↗Washington Courts: Garnishment forms ↗
I cannot afford a lawyer
Washington 211 can help route people to legal and other resources. Northwest Justice Project also provides legal-help intake for eligible Washington residents.
Washington 211 ↗Northwest Justice Project ↗
I am a UW student
UW Student Legal Services serves students at Seattle, Tacoma, and Bothell and offers free consultations on qualifying matters.
UW Student Legal Services ↗I am a Washington college student
Your school’s Basic Needs Navigator, Benefits Hub, Student Affairs, or student-support office may help with the surrounding financial pressures and connect you to appropriate resources.
WSAC Basic Needs resources ↗I need debt or financial information before a lawsuit
Washington DFI publishes debt-management information and accepts complaints about financial institutions it regulates.
DFI: Managing and paying off debt ↗Time can matter. Court papers and garnishment notices can carry deadlines. This page is a referral map, not a substitute for individualized legal advice.